Sunday, 26 March 2017

How do I pack for Canada, as an international student from india?

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Apart from that, keeping in mind that laundry is usually done only once in 10 to 15 days, I would recommend you take the following clothes -
  • 8 to 10 regular (cotton and similar material) T shirts and also shirts that you can wear to the university/shops/any other place outside the house. Ladies, pretty much the same number for you as well. Essentially it should be tops you can wear regularly.
  • 4 to 7 tee shirts to wear inside the house
  • A minimum of 3 good pairs of jeans, a couple of Chinos and/or regular pants. Women can get leggings (or Jeggings too if you’re into them) since almost every female friend of mine swears by them.
  • 2 or 3 pairs of Shorts that you can wear in the summer and also shorts/PJs/Tracks to wear inside the house
  • Around 10 or more pairs of inner wear. Like I said, laundry is done twice a month. So use you judgement and get stuff
  • 5 to 10 pairs of durable socks. You will be wearing your shoes a lot, especially in winter so get durable ones that will last you long.
  • Handkerchiefs etc are up to you. Get how many every you feel you might need.
The link at the beginning would contain pretty much the basics of what is needed.

Also, please don’t load up on MAGGI. Learn to cook before you come. I am appalled at the sheer number of people who bring tons of maggi. You get Maggi in Canada! If you feel compelled to get things, get some basic powders for a few days. Do not get enough to start a catering business. You can get them all here. If you are choosy about some specific home-made masala, then sure get that.
What I am trying to say is - there is no point filling your suitcase with things that will not last more than a couple of months. So get some essentials. That is enough.

Credits : Akshaykanth  (https://www.patreon.com/study_in_canada)
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Saturday, 4 February 2017

Difference Between IELTS General Training and Academic

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All test takers take the same Listening and Speaking tests but different Reading and Writing tests. The distinction between IELTS Academic and IELTS General Training lies in the subject matter of the Reading and Writing components.
Listening, Reading and Writing must be completed on the same day, with no breaks in between them. The order in which these tests are taken may vary.
The Speaking test will either be after a break on the same day as the other three tests, or up to a week before or after the other tests. This will depend on your test centre.
The difference between two Reading tests is that you may have to read 3 longer and more complicated passages in Academic versus 4-5 smaller and easier texts in General Training.
The difference between Academic and General Writing test is that in the Academic you receive a graph and the task is to describe it in 150 words. In the General Training you receive a description of a real-life situation and the task is to write a letter about that situation.
Some Tips TO Help You Score Well In IELTS:
Given below are a few IELTS Preparation Tips that you must follow in order to maximize your learning and performance potential.

1. DO THE GROUNDWORK
Do your research before embarking on the test journey. Search for information available on the internet, and look through your circles to find previous ILETS takers. Know about the prelim aspects. IELTS test-takers are given scores, on a scale from 1 to 9, for each part of the test. These scores are then averaged out to form the final IELTS score out of 9 – with 9 for ‘expert user’ and 1 for ‘non-user’ of English language. Check in advance with universities that accept IELTS score.
Also, check the ILETS Score Required for each university. Prestigious universities (like Ivy League) require a score of 7.0 and above. Some lesser known universities may accept scores ranging between 5.0 and 7.0
There are currently two versions of the exam: IELTS Academic (for academic settings) and IELTS General Training (for work-related settings). Check which one do you need to take.
2. PLAN AHEAD
Allow for sufficient time for your mind to grasp the trivialities of English if you are a non-native speaker. Break down your preparation period into weeks and set a goal for every week. Reward yourself for meeting the goal. If you are short on time, adopt a 40:20 study plan, wherein you’d study for 40 minutes per hour and take a break for 20 minutes. Assess yourself and see if you’d require professional coaching for ILETS preparation.
Also, plan your test day well in advance. Ensure you have slept long and well enough to concentrate on the challenge ahead. Reach the center before time. Acquaint yourself with the location beforehand.
3. IELTS Listening Preparation Tips
It’s always a good idea to listen well. Listen to group discussions, lectures, debates, monologues, conversations, interviews, speeches, opinions and so on to develop a good listening base. Try to get the gist of your audio resource in the first go itself. Practice note-making while listening to the source. Notes may not be elaborate, but the sole focus should be on getting the ‘main idea’ onto the paper.
Read the questions before the recording starts playing in the test, so you selectively attend to specific extracts from the recording. Thorough listening will also help you form a sound base for the speaking section. Familiarize yourself with country-specific pronunciations and phonetic systems.
4. IELTS Reading Preparation Tips
One of the most prominent IELTS Preparation tips is – Read a lot! Reading helps open your mind to novel ideas and concepts. The more, the merrier!
Books, newspapers, magazines, web logs, research papers and even advertisements, find anything that’s readable and start reading it. Jot down the unfamiliar words and immediately look them up. Note the writing styles. In the end, write down a short paraphrase of the passage/source, and evaluate yourself on how well it captures the essence of the given source. Since IELTS is a more practical examination than TOEFL, try not to confine yourself to only academic resources. Read about diverse topics: business, education, entertainment, food, games, government, politics, science (and its many subgroups), sports and technology, and many more. You may be presented with data in the form of graphs/charts and tables, so spend some time interpreting these daily.
(There are differences in the Reading and Writing section of the Academic version and General Training version which can be checked here)
5. IELTS Writing Preparation Tips
Write your way into the university of your choice! This section is extremely important, as you are scored on the basis of coherence of your arguments, and also grammar and vocabulary.
Often students use a similar set of terms for a wide variety of phenomena, the most common examples being ‘beautiful’, ‘important’, ‘sad’, ‘boring’. ‘complete’ and so on. Try to avoid repetition of words. Befriend thesaurus and dictionary. Look up synonyms for the commonly used words. Don’t shy away from incorporating so-called ‘heavy’ words if you feel they fit in a sentence. Write at least semi-formally. Double check spellings and grammar usage. Do not write in bullet points. Follow the Golden Rule of writing: Clear. Crisp. Concise.
6. IELTS Speaking Preparation Tips
The best way of practicing Speaking skills would be to, of course, speak English as much as possible. Tape yourself speaking and self-evaluate the aspects of spoken language like fluency, word usage, pauses and voice breaks, sentence fillers like ‘um’ or ‘err’, the decibel at which you’re speaking et cetera. Emphasize on significant words. If you do not have a natural accent, do NOT attempt to fake one. Fake accents are a big no-no.
Read aloud. Try imbibing the good attributes of famous orators. Listen to news bulletins and radio in the English language and focus closely on speaking styles. Over time, minimize time taken to generate responses. In IELTS, there is little or no time to prepare your response during the test, so practice spontaneity and quick-wit.
Create opportunities for speaking in English as much as it possible. Request your peers and family to interact with you in English. If you maintain a personal diary, it may be helpful to switch to audio mode for some time, so you grow habitual in spoken English.
More IELTS Preparation Tips Online:
1. Persevere. Stay motivated and inspired. Tell yourself you can crack the test and get a 9 score in IELTS. When you believe in yourself, you will push yourself further to work hard.
2. If you don’t get a very good score initially, don’t lose heart. Success doesn’t get to you, you get to it.
3. Read instructions. A lot of students are caught off-guard in the very mid of the test because they didn’t read the instructions carefully. You do not want to be them.
4. Prepare for the test day in advance. If you have any queries, get them sorted during your preparation. You may not get the time afterwards.
5. Follow a good diet plan and exercise routine to keep yourself stress-free.
These were the IELTS Preparation Tips that help you prepare better for your IELTS examination. We wish you all the best for your IELTS Online Preparation!

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Sunday, 29 January 2017

Who told you that OPT is being cancelled? its a rumor !!!!

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Who told you that OPT is being cancelled? No one in their right mind is going to cancel an OPT extension, when it has just been extended an year ago from 29 months to 36 months. And that decision took a lot of time to get passed. I remind everyone again, Trump wants to stop H1B workers coming from India directly, not us people. Even if he wanted to do that, once he took that decision, whole economy in US would collapse. And in that case, studying in US would be pointless not because of the reason that none is going to recruit you, but because all businesses would go bankrupt. We knew the risk of Trump winning the election and still came here. The guy is a dickhead and maniac, i dont deny that. But he is a businessman as well and knows what to exploit and where to capitalize on. He built his own empire with the help of Asian labor. He is sensible enough to know that we take less wages than the domestic Americans and do double work than them. He certainly knows how to use us. And as for people panicking and freaking out that he is banning people from countries and stating example of Muslim ban from Iran, Iraq, Sudan, Libya, egypt etc, a federal judge just gave an order that Trump could take no such decision and its against the constitution. In simple words, its a dictatorial decision and America is a democratic system. For gods sake, there has to be an official bill which needs to be passed for this in the senate and all. How can a President bypass all that and just pass an order? If he did so, he would be called a dictator. The legality of the order will be investigated.

 He is such a genius that he chose 7 muslim countries which would have no effect on the Trump business empire whatsoever. So he is a shrewd businessman who wouldnt let the economy down. And if there is any industry which is to benefit from all this, its the Construction industry.

People need to understand the only modification Trump is trying to do is put a minimum salary wage for H1B visas, and this was even tried by Obama in his reign too and was rejected. Fucking Obama got this decision rejected. I would doubt if Trump would get it passed in the senate. Its even been stated that among the H1b hires, priority would be given to the Foreign students studying in US, after the domestic Americans. They are completely trying to smash the outsourcing system of US, where americans recruit Indians directly from India and bring them to US on H1B.


Right now, Everyone is going berserk and panicking seeing posts of some people saying not to come to US and that Trump is going to not let Indian students also enter USA. People, dont get carried away by rumors and half knowledge. I can show you hundreds of posts which said Rahul Gandhi would win the recent India elections and some are still deluded and confident that he would win in the upcoming one. Will their words be enough to let it happen? No. So dont spread news unless until you talk to seniors and get all myths busted and all misconceptions corrected. I understand that you may have a lots of doubts about this, but the way you are asking in a group about this spreads like rapid fire among all applicants and others are actually thinking that all this is true.

Trump wants to stop outsourcing of labor and wants the American companies to hire inside the country. Trump himself said that he wants to hire American citizens and those legally in US for cheaper labor. So the solution he brought is the cap limit of H1B wages which would force the companies to outsource labor. This led everyone to believe that he doesn't want anyone from India, when that was not what his actual intention was.


He is addressing the fact about how strict are the rules for F1 students but not for the illegal immigrants. This one is in favor of us, and he doesn't want the science & technology leave this country and being invested in non-American companies.Here are his words:

"foreign students come over to our colleges, learn everything there is to learn about physics, finance, mathematics, and computers, and graduate with honors. They would love to stay in this country, but we don't allow them to. We immediately ship them back to their country to use all of the knowledge they learned at the best colleges in the United States back in their country rather than keep it here in ours. Wouldn't it be better if we invited foreign student graduating from our colleges to stay to build American companies, instead of foreign companies that will be wreaking havoc against Boeing, Caterpillar, and many other of our great American companies in the future?"
With greater investment in infrastructure promised by Trump, openings would increase for Civil, Mechanical and Electrical engineers in the US. This would benefit both F1 and H1 seekers. The latter because, unlike in IT, this comes under  -available talent.

Let’s not forget, Trump has also stated his agenda to promote more students coming to US for higher education. “Attracting brains” – his words! Thus, F1 visa process would be facilitated.

With China being one of the focus countries to fight against (US has a huge trade deficit against China, and Trump has been critical of China’s policies – both in currency market and in the trade), India would indirectly benefit, for opportunities would shift from Chinese to Indians.

"You know, they go to Harvard, they are first in their class and they're from India they go back to India and they set up companies and they make a fortune and they employ lots of people and all of that," Trump said.

"Many people want to stay in this country and then want to do that. I think somebody that goes through years of college in this country we shouldn't kick them out the day they graduate, which we do," he added.



Source :

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Wednesday, 11 January 2017

All you need to know about PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA

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PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA
The scheme will be a one year cover, renewable from year to year, Insurance Scheme offering life insurance cover for death due to any reason. The scheme would be offered / administered through LIC and other Life Insurance companies willing to offer the product on similar terms with necessary approvals and tie ups with Banks for this purpose. Participating banks will be free to engage any such life insurance company for implementing the scheme for their subscribers.

Scope of coverage: All savings bank account holders in the age 18 to 50 years in participating banks will be entitled to join. In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only. Aadhar would be the primary KYC for the bank account.
Enrolment period: Initially on launch for the cover period 1st June 2015 to 31st May 2016, subscribers will be required to enroll and give their auto-debit consent by 31st May 2015. Late enrollment for prospective cover will be possible up to 31st August 2015, which may be extended by Govt. of India for another three months, i.e. up to 30th of November, 2015. Those joining subsequently may be able to do so with payment of full annual premium for prospective cover, with submission of a self-certificate of good health in the prescribed proforma.

Enrolment Modality: The cover shall be for the one year period stretching from 1st June to 31st May for which option to join / pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by 31st May of every year, with the exception as above for the initial year. Delayed enrollment with payment of full annual premium for prospective cover may be possible with submission of a self-certificate of good health.
Individuals who exit the scheme at any point may re-join the scheme in future years by submitting a declaration of good health in the prescribed proforma.

In future years, new entrants into the eligible category or currently eligible individuals who did not join earlier or discontinued their subscription shall be able to join while the scheme is continuing, subject to submission of self-certificate of good health.
Benefits: Rs.2 lakhs is payable on member’s death due to any reason
Premium: Rs.330/- per annum per member. The premium will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment, as per the option given, on or before 31st May of each annual coverage period under the scheme. Delayed enrollment for prospective cover after 31st May will be possible with full payment of annual premium and submission of a self-certificate of good health. The premium would be reviewed based on annual claims experience. However, barring unforeseen adverse outcomes of extreme nature, efforts would be made to ensure that there is no upward revision of premium in the first three years.
Eligibility Conditions:

a) The savings bank account holders of the participating banks aged between 18 years (completed) and 50 years (age nearer birthday) who give their consent to join / enable auto-debit, as per the above modality, will be enrolled into the scheme.
b) Individuals who join after the initial enrollment period extending up to 31st August 2015 or 30th November 2015, as the case may be, will be required to give a self-certification of good health and that he / she does not suffer from any of the critical illnesses as mentioned in the applicable Consent cum Declaration form as on date of enrollment or earlier.
Master Policy Holder: Participating Banks will be the Master policy holders. A simple and subscriber friendly administration & claim settlement process shall be finalized by LIC / other insurance company in consultation with the participating bank.

Termination of assurance: The assurance on the life of the member shall terminate on any of the following events and no benefit will become payable there under:
1) On attaining age 55 years (age near birth day) subject to annual renewal up to that date (entry, however, will not be possible beyond the age of 50 years).
2) Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
3) In case a member is covered under PMJJBY with LIC of India / other company through more than one account and premium is received by LIC / other company inadvertently, insurance cover will be restricted to Rs. 2 Lakh and the premium shall be liable to be forfeited.
4) If the insurance cover is ceased due to any technical reasons such as insufficient balance on due date or due to any administrative issues, the same can be reinstated on receipt of full annual premium and a satisfactory statement of good health.
5) Participating Banks shall remit the premium to insurance companies in case of regular enrolment on or before 30th of June every year and in other cases in the same month when received.
Administration:
The scheme, subject to the above, will be administered by the LIC P&GS Units / other insurance company setups. The data flow process and data proforma will be informed separately.
It will be the responsibility of the participating bank to recover the appropriate annual premium in one installment, as per the option, from the account holders on or before the due date through ‘auto-debit’ process.
Members may also give one-time mandate for auto-debit every year till the scheme is in force.
Enrollment form / Auto-debit authorization / Consent cum Declaration form in the prescribed proforma shall be obtained and retained by the participating bank. In case of claim, LIC / insurance company may seek submission of the same. LIC / Insurance Company reserves the right to call for these documents at any point of time.
The acknowledgement slip may be made into an acknowledgement slip-cum-certificate of insurance.
The experience of the scheme will be monitored on yearly basis for re-calibration etc., as may be necessary.
Appropriation of Premium:
1) Insurance Premium to LIC / insurance company : Rs.289/- per annum per member
2) Reimbursement of Expenses to BC/Micro/Corporate/Agent : Rs.30/- per annum per member
3) Reimbursement of Administrative expenses to participating Bank: Rs.11/- per annum per member
The proposed date of commencement of the scheme will be 1st June 2015.The next Annual renewal date shall be each successive 1st of June in subsequent years.
The scheme is liable to be discontinued prior to commencement of a new future renewal date if circumstances so require.
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